Townhomes are a great way to increase living capacity in a neighborhood without relying on apartments. More people can live in an area but still reach their goal of owning a house. But the dangers that come with living in an apartment or condo come with living in a townhouse as well. Residential water damage can be caused not just by your own issues but by your neighbors’ issues, too. A burst pipe, appliance failure, or even flood in your neighbor’s home can result in devastating water damage in your own townhome.
Insurance for Residential Water Damage
Most insurance policies cover water damage caused by common sources, such as floods and burst pipes. And for townhomes, this includes damage caused by a neighboring home. If your house suffers water damage because of an adjoining house’s issue, you can still file a claim with your insurance, and it’s usually best to do so.
Determining fault in the case of townhome water damage can take a while, and trying to get money from your neighbor’s insurance can be difficult. This means you’ll be waiting for money to do the necessary repairs. The longer water sits, the more damage it can do, so getting money as soon as possible is ideal. Your insurance company will pay you out for the damages and then will make their own claim against your neighbor’s insurance to recuperate their costs. This way, you get your money right away and can begin repairing your home.
Signs of Residential Water Damage
Not all water damage will be immediately visible, especially in a townhome. Because the houses share walls, pipes are often connected and can run in between houses. If there’s water damage from one of those pipes, you may not notice it right away. The sooner you can identify and restore water damage, the better. Here are some of the signs to look out for that might indicate water damage:
- Bubbling or peeling wallpaper
- Discolored walls or ceilings
- Curved or bowed flooring (especially hardwood flooring)
- Increased water bill
- Dripping sounds
- Musty scent (an indication of mold caused by water damage)
It’s a good idea to do a visual check of your house at least once a month to check for any signs. If you do suspect water damage, you should have your home inspected as soon as possible.
At Insight Restoration, we’re devoted to providing prompt and high-quality residential water damage restoration and repairs. Our team of trained and certified technicians can inspect your home for water damage, identify the source, repair the issue and help prevent future water damage. Time is of the essence in a water damage situation. Our phone lines are open 24/7 to respond to any emergency water situation. So don’t wait; call us today at (208) 427-2534 to get your home back to pre-loss conditions.
